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Tips and resources for your business


There are excellent opportunities for businesses that have been negatively affected by the pandemic.  They include the Economic Injury Disaster Loan (EIDL – still open through December 31, 2021), the newer Restaurant Revitalization Fund (RRF) and Shuttered Venues Operating Grant (SVOG), and the State of Colorado’s CLIMBER Loan Fund.  The Paycheck Protection Program funds have been exhausted.  Read on about each program.

SBA Economic Injury Disaster Loan (EIDL)  — Apply directly through the SBA.
The deadline 
is December 31, 2021.


AFTER applying for the EIDL, this is the contact info.  Remember to keep track of your loan #.

EIDL Customer Service Contact (email is best): | 1-800-659-2955.
Please use your application # in the subject line, and include your name, business name and contact info, and
specifically request to speak to a loan officer.


– To receive updates from the SBA, go to www.sba.govthen click on NewsRoom. It takes you a page with instructions which allows individuals to self-subscribe.

– The SBDC does not process loans; the SBDC is partially funded by the U.S. Small Business Administration (SBA), but is not
the SBA, a federal agency.

SBA Paycheck Protection Program (PPP)  — “After serving more than eight million small businesses, general funding for the bi-partisan Paycheck Protection Program has been exhausted. The SBA will continue funding outstanding approved PPP applications, but new qualifying applications will only be funded through a $9.9 billion set aside for Community Financial Institutions, financial lenders that serve underserved communities. The SBA is committed to delivering economic aid through the many COVID relief programs it is currently administering and beyond.”

For inquiries about current loans and applications, contact your lender first, or, for SBA assistance:  800-347-0922 (ask to speak with an SBA loan officer)


SBA Shuttered Venue Operators Grant (SVOG) —  — For existing live venues in the creative arts industry.  Eligible applicants may qualify for grants equal to 45% of their gross earned revenue.  Visit site for details.


SBA Restaurant Revitalization Fund (RRF) – –  — This program will provide emergency assistance to existing restaurants and other food-related businesses with funding equal to their pandemic-related revenue loss.  Recipients are not required to repay the funding as long as funds are used for eligible uses no later than March 11, 2023.  Visit site for details.

View an On-Demand webinar in either English or Spanish, provided by the city of Fort Collins and the Larimar SBDC:

English On-Demand webinar (free) — Register here.
SBA presentation in English (
download here).

Spanish en linea (gratis) — Registración aquí.
Presentación de SBA in español (

In the first two days of the RRF application window, the SBA received:

• 186,200 applications from restaurants, bars, and other eligible businesses in all 50 states, Washington, D.C., and five U.S. Territories.

• 97,600 applications of which came from restaurants, bars, and other eligible businesses owned and controlled by women (46,400), veterans (4,200), socially and economically disadvantaged individuals (30,800), or some combination of the three (16,200).

• 61,700 applications from businesses with under $500,000 in annual pre-pandemic revenue, representing some of the smallest restaurants and bars in America.


State of Colorado’s CLIMBER Fund (Colorado Loans to Increase Mainstreet Business Economic Recovery) — 

First, for eligibility requirements and program details, visit

Secondly, meet with a participating lender to apply (find a lender).  Review this checklist to prepare to meet with your lender.

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